The Ohio Bureau of Workers’ Compensation (BWC) has issued its 100th policy under the Other States Coverage program, a new option that protects Ohio businesses with employees who work in other states. The coverage ensures these employees are protected regardless of where they are injured without the need to manage policies in multiple states with varying laws.
BWC generally provides coverage for employees working temporarily outside of Ohio. However, complications could arise when the injured worker files a claim in another state. Treatment can be delayed and businesses can be subject to penalties by the other state.
A law enacted last year granted BWC the authority to contract with an insurer to provide this coverage. BWC is working with United States Insurance Services (USIS) and Zurich Insurance to provide that coverage.